Services

Fire Protection Services

BISA Insurance Services, Inc. has been the leading writer of fire protection industry accounts for the last twelve years. Coverage may be written on a package or monoline basis. The general liability is rated on a receipt basis. Most types of accounts such as fire extinguishers, sprinkler systems, (both commercial and residential) restaurant type systems and fire alarms are eligible for our program. Our program is offered in forty-two states and can be written on an admitted or non-admitted basis. The minimum premiums for a monoline policy in most states is $750.00 and the minimum premium for a package policy is $1,000.00. The current number of accounts written in this program is in excess of 1,000.

For a copy of our specialty application, please contact our office, we will be happy to send or fax you one.

Landscape Contractor Insurance

BISA Insurance also provides a specialty market for landscape and lawn maintenance contractors. The policy is on admitted paper with an “A” rated company as rated by AM Best Guide.

WE OFFER THE CONTRACTOR:

  • General liability
  • Inland marine coverage
  • Property coverage
  • Commercial auto
  • Umbrella
  • Workers’ compensation

General liability can be packaged with inland marine and property separately or together. We rate on employee payroll rather than gross receipts.

LIMITS OF GENERAL LIABILITY:

$500,000 OCCURRENCE/$500,000 AGGREGATE
$1,000,000 OCCURRENCE/$1,000,000 AGGREGATE
$1,000,000 OCCURRENCE/$2,000,000 AGGREGATE

OPTIONAL COVERAGES:

  • Errors & omissions coverage
  • Pesticide/Herbicide coverage with sublimits at $100,000 and $300,000
  • Blanket Additional Insured

OUR PROGRAM STANDS ON:

  • Low minimum premiums
  • Quick quotes
  • Prompt claim service
  • Fast and friendly service

Commercial Auto Insurance

The commercial automobile program offered by BISA insurance is issued as a standard business auto policy. The ideal insured is a small to medium sized specialty contractor, service-provider or consultant. one to ten vehicles, all under 10,000 GVW is preferred, but larger fleets, and medium-weight trucks, can be considered.

We will write private autos on the business auto policy if used in business and meeting the underwriting criteria. We will write autos used for personal use only if coincidental to the risk, but not alone.

Our program is intended to give credit where credit is due. Offending drivers may be debited for negative driving records within a policy credited for no-losses and over-all excellence of the submission.

DOCUMENTATION COUNTS!

The commercial automobile program is available in most states, and complies with the statutes of any state in which it is available. All policies are issued on an admitted basis. No surplus lines policies are offered.

FOR FREE TIPS:

  • Qualifying, evaluating and training employee drivers, request share sheet 101
  • Maintaining driver employee information files, request share sheet 102
  • Vehicle inspections …. emergency prevention, request share sheet 103
  • Factors impacting the cost of insurance for us all, request share sheet 104

Share sheets are offered as an invitation to open dialogue, and are not provided as specific professional advise. Specific insurance advise on any issue should always be requested and received from your personal broker or agent.

Entertainment Insurance

THE A B C’S OF ENTERTAINMENT

The entertainment division of BISA Insurance has long been known for being able to handle just about every type of entertainment risk. From advertising agencies to writers & songwriters, we have a market to fit your needs. Our new dance/night club program has been a huge smash this last few years and we have been fortunate to write several of the top clubs from around the country. Arenas, stadiums, theaters, halls and venues of all kinds, have also been very successful for us. For information on the ABC’s of entertainment, please fax or call our Las Vegas, Nevada office.